• Fully understand your rights under the Fair Credit Reporting act.
• Discover the Laws the Credit Agencies don't want you to know about.
• How to use these laws to the fullest extent.

• What it means. How it works. Why it is different from your credit score.
• What type of score looks good to what type of creditors.
• How to increase your score.

• Make sense of the codes the credit agencies use.
• How these codes determine your level of credit.
• The truth about the 100 word statement.

• Not getting anywhere with the Credit Agencies? Try the creditor directly.

o Getting the upper hand with your creditors.
o Proven negotiation tactics (don't be intimidated)
o How to phase your approach. (working from the top - down)
o Letter template you can use to contact your creditors directly and get fast results.

• Settling your debts with creditors

o What debts can be settled easily.
o Using settlements to restore your credit.

• Proven tips that get fast results.
• What to do and what not to do.
• What inaccuracies to look for.
• Getting past the credit agency checker.
• Dispute letter templates.
• How to handle rejections.
• Follow up methods. (forth quarter strategies) Very Important!!!

• Little known methods to build back great credit fast.
• Keeping your credit in prime condition.
• How to remove inquiries.

What is a Credit Report?
Who Controls my Credit Score?
What Kind of Information Appears on the Credit Report?

The Law Versus Practical Reality
The Truth about Credit Repair Companies
Is it Right to Restore Bad Credit?
The Top Ten Myths of Bad Credit
Should I Seek Professional Help?
Example of a Month's Activities
What the Law Requires When You Dispute Your Credit Report
What Actually Happens When You Dispute Your Credit Report

The Risks of Restoring Your Own Credit
Stage 1. Acquiring Your Credit Reports
Stage 2. Organizing Yourself
Stage 3. Analyzing Your Credit Reports
Stage 4. Drafting Your Disputes
Stage 5. Sending Your Disputes
Stage 6. Getting a Response
Stage 7. Seeing Results
Stage 8. Forth Quarter Strategies
Special Situations when Restoring Your Credit
Removing Inquires

Settling Debts for a Fraction of the Total Amount
Understanding the True Risks and Realities of Overdue Debts
Which Debts Can Be Settled?
Getting the Upper Hand
Using Settlements to Restore Your Credit
Disputing Directly to Your Creditors

Credit Restoration Organizer
Sample Dispute Letters
Sample Creditor Direct Letter
Resources
Fair Credit Reporting Act

Q: Does this kit contain everything I need to start?

A: Yes. You can get started repairing your credit directly after you download the kit. Everything is included including an organizer page to track your progress.

Q: What formats is the Kit available in?

A: The Kit is available in a variety of formats and is accessible on Windows and Macintosh operating systems.
Adobe PDF
Microsoft Word for PC
Microsoft Word for Macintosh
RTF Format

Q: Is the Kit available in Paper format?

A: Currently we only offer the kit as a download. This allows us to charge much less for the kit as there is no printing or shipping and handling charges. It is available in any format that you may need.

Q: Who do I contact if I have problems downloading or saving the Kit.

A: Our technical support team can walk you through any problems you may have. Our support is available Monday thru Friday from 9 AM to 6 PM, Pacific time.

Q: Is the ordering process secure?

A: Yes. We use the "very high" encryption on our credit card processing service. When visiting the order page you will notice an s in the http:// of the URL. Example https://. This signifies that you are on a secured page.