What are the Credit Repositories?

You have probably heard of the three major credit agencies (repositories) - most credit management companies like ours only address your disputes to the credit agencies themselves. But at eCreditCare, we resolve the issues with your actual creditors and THEN contact the repositories to get your record straight.

This technique and over ten years experience have earned eCreditCare the reputation for hard-hitting and straightforward credit repair service. Using our proprietary software designed specifically for the credit resolution process, we apply every possible method - including completion of documents, phone calls, follow-ups, data transmission, document submission, and more - to ensure the accurate and complete correction of any credit dispute you choose. You are in control through the entire process, and our preliminary evaluation ensures results.

The key to the 100% satisfaction of our qualified clients is our honesty and professionalism. At eCreditCare, we perform a preliminary evaluation to determine whether you qualify for our credit repair program, so sign up now for your free online credit evaluation.

How Long Does the Process Take?

It can take up to six months for a particular credit dispute to be resolved, but usually progress shows within three months. You'll start seeing some responses back within the first month for most disputes. Once we gather the correct information from the creditors, we will then submit a final correction dispute with all the information from the creditors to oversee a corrected and clear credit report, and then we will close our case. After the issue has been resolved with your creditor, it may take an additional few months for the credit repository to report the accurate information.

Why Do You Have Qualification Review?

The qualification review is for us - with it, we can maintain honest and diligent tactics as well as ensure outstanding results. Most clients don't understand the myriad laws that are on the consumer's side regarding incorrect or outdated credit information. Even with correct but outdated information, many consumers don't realize that it still might appear on their credit report after the seven year time period. And then some folks have been treated unfairly or have inaccurate information on their reports. The qualification review helps us recognize which of these people we can help most effectively.